AARC - Alabama Association of Regional Councils

Turning 65 and Need Help with Medicare?

Medicare is health insurance for people age 65 or older, under 65 with disabilities and people of any age with End-Stage Renal Disease. Medicare alone was never intended to pay for all medical expenses including coinsurance, co-pays and deductibles. A Medigap policy is health insurance sold by private insurance companies to fill the gaps in Original Medicare coverage. Medicare Supplement insurance can help you pay your medical expenses not paid for by Original Medicare.

Overview of Medicare Coverage

There have been many changes to Medicare since it was created in 1965. With these changes it is difficult to keep up with what is covered, enrollment dates and who is covered. Alabama Medicare wants to help you understand Medicare and the options available to you.

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The Alabama Association of Regional Councils is composed of twelve regions. A Regional Council is a public organization encompassing a multi-jurisdictional regional community. It is founded on, sustained by, and directly tied to local governments through local and/or state government laws, agreements, or other actions. Through communication, planning, policymaking, coordination, advocacy, and technical assistance, the regional council serves the local governments and citizens in the region. These councils frequently deal with issues and needs which cross city, town, county, and in some instances, state boundaries. Regional councils serve a region or substate district which consists of a group of neighboring counties and local communities whose residents are joined as a unit economically, socially, and geographically.

To find out more about AARC - Visit their website: www.alarc.org

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