Medicare After Health Reform

Turning 65 and Need Help with Medicare?

Medicare is health insurance for people age 65 or older, under 65 with disabilities and people of any age with End-Stage Renal Disease. Medicare alone was never intended to pay for all medical expenses including coinsurance, co-pays and deductibles. A Medigap policy is health insurance sold by private insurance companies to fill the gaps in Original Medicare coverage. Medicare Supplement insurance can help you pay your medical expenses not paid for by Original Medicare.

Overview of Medicare Coverage

There have been many changes to Medicare since it was created in 1965. With these changes it is difficult to keep up with what is covered, enrollment dates and who is covered. Alabama Medicare wants to help you understand Medicare and the options available to you.

After the Affordable Care Act (ACA)

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Lower Costs, Better Care for Alabama Seniors: Medicare After The Affordable Care Act

The Affordable Care Act strengthens Medicare and helps 859,002 seniors and people on Medicare in Alabama take charge of their health. The law provides important benefits such as free preventive services, free annual wellness visits, a 50 percent discount on prescription drugs for Medicare recipients in the coverage gap known as the “donut hole,” and a phase-out of the donut hole altogether by 2020. Medicare is now more affordable, with lower premiums and cost sharing, and continues to offer enrollees a choice of a private Medicare Advantage plan. These benefits are already making a difference in the lives of seniors. The chart below highlights how seniors in Alabama have seen their Medicare benefits improve in the last year.

Citation: The White House Blog; Better Medicare In Your State; Posted by Stephanie Cutter on May 06, 2011 at 09:00 AM ED.

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This website is a private website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Centers for Medicare & Medicaid Services. This site contains basic information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Federal Government's Medicare program, please visit the official U.S. Government's Site for people with Medicare located at www.medicare.gov.

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